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SYSFINANCE offers you to sail with complete peace of mind on a boat flying the Spanish flag. Thanks to the agreements we have with our financial partners (CGI Finance and SGB Finance) you can benefit from the advantageous leasing conditions.

Yacht leasing is a star product in yacht financing that allows you to select and use a new boat through a lease with an option to buy.

SYSFINANCE offers its clients various leasing possibilities and options according to the needs of each project. Our team of professionals, with a wide experience in the nautical sector, analyses with each client in a personalised way which is the best financing option for their boat.


The conditions of financing through a nautical credit are as follows:

  • A new ship.

  • A minimum contribution of 20% and a maximum of 50%*.

  • A duration from 4 to 15 years depending on the amount of the vessel *.

  • Possibility to have a higher instalment at the end of the contract. Depending on the duration of the financing and if partner brands are involved, this percentage can be between 30% and 15%.*

  • Individuals or charter companies



  • If you conclude your boat leasing contract with CGI FINANCE AND SGB FINANCE, you have the possibility of assigning your leasing contract and subrogating the financing to a third party. In this way, a third party will take over your leasing contract, and you will also be able to benefit, with the used boat, from the advantages that are usually reserved for new boats*.
  • At the end of the contract, the vessel will pass into your name for a pre-established fixed amount.*
  • Deferment of a payment. You may defer the payment of a monthly instalment until the end of the contract.*
  • Possibility to change the amount of the instalments during the financing.*
  • Modification of the payment date*. You can also change the day of the month on which you wish to debit the corresponding amount from your account.
  • Fixed interest rate. This way you will avoid surprises for the entire duration of the contract.
  • Possibility of financing vessels for 6th and 7th list.
  • Possibility of financing for residents and non-residents (according to the current credit policy regarding nationality and tax residence) in possession of a NIE*. Currently, we can finance clients with the following tax residences: Spain, Portugal, France, Italy, Germany, United Kingdom, and the Netherlands.
  • We are backed by more than 500 marine dealers in Spain.

* Subject to approval by CGI Finance and SGB Finance.