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Specialist finance brokers
Boat finance for your boat, its equipment and its insurance
Tell us about your projectMarine leasing · Boat loans
Boat Finance
Marine leasing and loans to buy motorboats, sailing yachts and superyachts. We work with Europe’s leading marine lenders to negotiate the best terms for you.
Apply for financeEngines · Electronics · Equipment
Marine Equipment Finance
Loans for outboard and inboard engines, marine electronics, trailers and equipment. 100% online application with an answer within 48 hours.
Apply for a loanSpecialist brokerage
Yacht insurance
Protect your boat with the best cover on the market. Through our specialist leisure-marine brokerage we compare policies and arrange the insurance that best suits your boat.
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About us
SYS Finance is a finance broker specialising in boat finance in Spain, with more than 20 years of experience. We arrange marine leasing and loans for boats, engines and equipment, plus yacht insurance through a specialist brokerage. We work with Europe’s leading marine lenders and are registered as a credit intermediary with the Bank of Spain.
Regulated by the Bank of Spain · Credit Intermediary D744+20Years of experience
48hAnswer within 48 hours
Financial partners
Backed by Europe’s leading marine lenders
We work with Europe’s top marine finance providers to secure the best option for every deal.
Ecosystem
A trusted network
We work with shipyards and marine dealers across Europe to make financing easy at the point of sale.
Track record
Two decades financing boats
Since 2006, SYS Finance has financed more than 5,000 boats worth over €500 million, working with private and professional owners across Spain and Portugal.
+5,000
boats financed
+500
M€ financed
+500
partner dealers
FAQ
Boat finance in Spain — frequently asked questions
What is marine leasing?
Marine leasing is a lease-purchase arrangement: you pay a fixed monthly instalment over an agreed term and can buy the boat at the end by exercising the purchase option. It is one of the most popular ways to finance a leisure boat in Europe.
What is the difference between marine leasing and a boat loan?
With a loan the boat is yours from day one; leasing is a hire arrangement with a purchase option, which can bring tax advantages for certain uses. We advise you on which suits your case best.
Can I finance the engine or the equipment?
Yes. Besides the boat itself, we finance outboard and inboard engines, marine electronics, trailers and equipment.
Do you also arrange the boat’s insurance?
Yes. Through our specialist brokerage we arrange the yacht insurance that best fits your boat.
How quickly will I get an answer?
We respond to every application within 48 hours.
Is SYS Finance a regulated firm?
Yes — we are a credit intermediary registered with the Bank of Spain.
Ready to finance your boat?
Tell us about your project and get an answer within 48 hours.