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Nautical credit

SYSCREDIT offers to finance your boat by means of a nautical loan through two of the major players in the sector: CGI Finance and SGB Finance. In this way, you can benefit from personalised, specialised financing tailored to your needs.


The conditions of financing through a nautical credit are as follows:

  • A new or second-hand boat* (the age of the boat plus the financing period may exceed 35 years).

  • A duration from 4 years up to 15 years at fixed rate*

  • A minimum contribution of 20%.*

  • Possibility to have a higher instalment at the end of the contract. Depending on the duration of the financing and if partner brands are involved, this percentage can be between 30% and 15%.*

  • Registration for private use and charter companies


Some of the main advantages of taking out a nautical loan with CGI Finance and SGB Finance are:

Deferment of a payment. You may defer the payment of a monthly instalment until the end of the contract.

  • Possibility to design a higher instalment at maturity of the contract in order to reduce the monthly instalments.

  • Modification of the payment date*. You can also change the day of the month on which you wish to debit the corresponding amount from your account.

  • Fixed-rate credit. This way you will avoid surprises for the entire duration of the contract.

  • Possibility of financing for residents and non-residents (according to the current credit policy regarding nationality and tax residence) in possession of a NIE. Currently, we can finance clients with the following tax residences: Spain, Portugal, France, Italy, Germany, United Kingdom, and the Netherlands.

  • We are backed by more than 500 marine dealers in Spain.

* Subject to approval by CGI Finance and SGB Finance.